Desert Sky Appraisers in Chandler perform appraisals for numerous purposes

Year after year, thousands of people in Arizona purchase, sell or refinance their home. Most of these transactions have a simple line item for an appraisal. While there are a developing number of automated home valuation processes that might seem more cost-effective than an appraisal, almost all lenders still call in a local expert because the stakes are so high. You might assume that getting a mortgage is the only reason to get an appraisal, but there are other cases when the services of a licensed, independent real estate professional might come in handy.


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Let Desert Sky Appraisers help you appeal your tax assessment in Maricopa County

It's likely you're paying too much in property taxes if you live in an area where property values have declined. Ad Valorem taxes are based upon a previous assessment of your real estate, so if values have gone down in your neighborhood, you can challenge your assessment and save money. When building your case, an appraisal from Desert Sky Appraisers is your best evidence. We're equipped to assist you in appealing your tax assessment.

Desert Sky Appraisers can help you eliminate PMI to lower your mortgage payment

When the amount being loaned to the home owner is more than 80% of the actual value of the home, almost all lenders ask buyers to purchase an additional insurance plan. That policy is Private Mortgage Insurance, or PMI. Seeing that additional payment is usually lumped into the monthly mortgage payment, it is often forgotten. PMI is no longer required when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to remove the PMI payments on most mortgages when the balance is paid down to 78% of the original value.

Desert Sky Appraisers will produce a statement regarding the value of your home, and the cost of the appraisal can often be recovered in just a few months because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce is an especially daunting ordeal for the parties involved, and it is often even more complicated by the challenging decision of who gets the house. So both parties are entirely aware of the true market value of their house, it's a good idea to get an appraisal from Desert Sky Appraisers, regardless of the circumstances.

If the parties wish to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Fair and accurate estate liquidation with Desert Sky AppraisersSettling an estate

Losing a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the fullest degree of discretion.

Most Americans don't have dedicated estate planners or executors to handle these issues, unlike wealthier individuals. A home or other property often makes up an uneven share of the total estate value, so understanding the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've gotten a fair deal.

Relocating to or from Maricopa County

Moving due to a job change is a real pain, and we understand. That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive aspects of their property, as well as information about any current sales or listings in their area that they want considered during our intensive process.

Selling your home quickly at the right price with an appraisal from Desert Sky Appraisers

A professional appraisal can help you make a more informed decision when determining your asking price, whether you decide to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. Our fees are based on our efforts to finish the appraisal report and and aren't related to the sales price.

On a daily basis, we determine the difference in value items like an extra bathroom or a kitchen remodel can make. Getting a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.