Appraisal services for Chandler and Maricopa County homeowners

Here are the top seven reasons why Arizona homeowners order from Desert Sky Appraisers:

Find the right listing price (whether they're selling the home on their own or using a real estate agent)
Challenge a property tax assessment
To reduce their monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If real estate needs to be divided because of a divorce
Settle an estate in Arizona by determining the true market value of a property


	Do you own a house in or near Chandler? Do you need help determining the price of your real estate? Contact Desert Sky Appraisers.

We at Desert Sky Appraisers understand the unique needs of a consumer in need of appraisal services. Our usual business clients are used to the appraisal process and the customary "products" we deliver to them. As our valued client, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale by Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Desert Sky Appraisers, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It gives you something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value opinion than yours.

Challenge a property tax assessment

Your local tax assessor may have your home overvalued if your home not appreciating as much as other properties close to yours. That only means you are most likely paying more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Desert Sky Appraisers is your chief weapon when challenging your property tax assessment.

PMI Removal Appraisals

A fashionable money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Desert Sky Appraisers, we're experienced in helping people just like you get rid of undesirable PMI insurance.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. Not only can this be disadvantageous from a cash flow point of view, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Desert Sky Appraisers can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for precision, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Desert Sky Appraisers can go out and check the subject and comps in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? We can help with that too. Although most appraisal reviews are commissioned by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are wise to get a second opinion.