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Need an appraisal in Chandler or Maricopa County?
The top 7 reasons why Arizona homeowners order from Desert Sky Appraisers:
- Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
- Challenge a property tax assessment
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Remove PMI to lower a monthly mortgage payment
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Reinstate their Home Equity Line of Credit (or HELOC)
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Review a different appraiser's report for verification
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In the case of a divorce in the state of Arizona, when property needs to be divided
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Determine the true market value of the property in question to settle an estate in Maricopa county or Arizona
We at Desert Sky Appraisers understand the special needs of a homeowner in need of appraisal services.
While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it.
Professional appraisers, like the ones at Desert Sky Appraisers, are objective. We will tell you what you need to know, not just what you want to hear.
In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer.
It's something concrete to show the buyer.
It's an independent third party's opinion of your home's value, and not just how much you think your home is worth.
Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value assessment than yours.
Challenging property tax assessments
Let's say you live in an area that's going down -- your local tax assessor may have your house overvalued.
That means you are most likely paying more taxes than you should.
Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be.
A professional appraisal from Desert Sky Appraisers is your number one weapon when challenging your property tax assessment.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments.
Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan.
Desert Sky Appraisers is seasoned in helping clients just like you get rid of unwanted and unneeded PMI insurance.
HELOC recently frozen?
If your property is in a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value.
This can be unsuitable from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out.
Desert Sky Appraisers can help you reinstate your home equity line of credit with an expert appraisal.
Need Field and Desktop Appraisal Review Services?
Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for accuracy?
We can go out and check the subject and comps in question in a field review.
Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have in your possession.
While usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your home.
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